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Get a Consumer Attorney
The National Association of Consumer Advocates (NACA) is an association of attorneys who practice consumer law. ​NACA has a list of their members at https://www.consumeradvocates.org/find-an-attorney
If your family has a low or modest income, you may be eligible for free legal representation from a Legal Services law firm in your area. For a list of the five local legal services projects by county, see https://www.lsnj.org/LegalServicesOffices.aspx​
Legal Services of New Jersey provides legal advice by telephone. Call 1-888-LSNJ-LAW
(1-888-576-5529).
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Is your problem financial? Too many debts? Are you facing foreclosure of your home for unpaid real estate taxes, or mortgage payments? You might consider consulting an attorney who specializes in bankruptcy. You can find a list of bankruptcy attorneys who are members of the National Association of Consumer Bankruptcy Attorneys at http://network.nacba.org/advanced-search
Every County Bar Association in New Jersey (and in most other states too) has an Attorney Referral Panel, where you get a referral to an attorney semi-randomly. There is a small fee for the first consultation, then you must agree on a fee with the attorney. It helps a lot to find an attorney who is knowledgeable about consumer law, because such an attorney is more likely to take your case. ​​
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